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Extra Repayment Calculator

See how adding an extra amount to each repayment can reduce total interest over the life of a loan.

Estimate before you enquire

Change the numbers to compare repayments, total interest and the impact of a deposit, residual or repayment frequency.

Your estimate will appear here.

Enter your loan details and press calculate to view repayment and interest estimates.

Estimated repayment $0 per month
Amount financed$0
Total interest$0
Total repaid$0
Residual or balloon$0
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Some fixed rate loans restrict extra repayments. Confirm your loan rules before increasing repayments.

Why extra repayments matter

Extra repayments reduce principal faster, which can lower the interest charged over time. Even small additional payments can become meaningful when applied consistently.

This page estimates the repayment with the extra amount included. It is a simplified guide rather than a full loan schedule.