Asset finance
Car Loan Calculator
Estimate repayments for a new or used car loan with optional deposit and balloon payment inputs.
Estimate before you enquire
Change the numbers to compare repayments, total interest and the impact of a deposit, residual or repayment frequency.
Your estimate will appear here.
Enter your loan details and press calculate to view repayment and interest estimates.
Car finance estimates are indicative only. Lender fees, rates, residual limits and approval criteria can change the final repayment.
How this car loan estimate works
The calculator subtracts your deposit or trade-in from the vehicle price, applies the annual interest rate across the selected term, and estimates the repayment required for your chosen frequency.
If you enter a balloon payment, the calculator treats it as a final amount due at the end of the loan term. A balloon may reduce regular repayments but increases the amount left to pay or refinance later.
What to compare before applying
Compare the repayment, the total interest and the final balloon amount rather than looking only at the regular payment. Establishment fees, account fees and different lender policies can also affect the real cost of the finance.