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Borrowing Power Calculator

Work backwards from a repayment amount to estimate a possible loan size.

Estimate before you enquire

Change the numbers to compare repayments, total interest and the impact of a deposit, residual or repayment frequency.

Your estimate will appear here.

Enter your loan details and press calculate to view repayment and interest estimates.

Estimated repayment $0 per month
Amount financed$0
Total interest$0
Total repaid$0
Residual or balloon$0
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Borrowing power depends on income, expenses, debts, dependants, credit history, buffers and lender policy. This is not a loan approval estimate.

Borrowing capacity is more than a repayment

This calculator estimates the loan size that corresponds to a repayment, rate and term. Lenders use far more detailed serviceability rules, including buffers above the actual interest rate.

Use this as a rough planning tool, then confirm borrowing capacity with a lender or broker before making an offer on a property.