Australian finance calculators
Australian finance calculators.
Work out repayments, interest costs, balloons, offset assumptions, borrowing capacity and business funding scenarios before you apply or ask for a quote.
Simple estimates
These tools are for rough planning. They do not include every fee, lender rule, tax treatment or approval condition.
Asset finance
Asset finance calculators
Car Loan Calculator
Estimate repayments for a new or used car loan with optional deposit and balloon payment inputs.
Ute Finance Calculator
Estimate repayments for a work ute, including deposit, term, rate and balloon payment assumptions.
Truck Finance Calculator
Model truck finance repayments with deposit and balloon inputs for commercial vehicle purchases.
Equipment Finance Calculator
Calculate indicative repayments for equipment purchases across common asset finance terms.
Van Finance Calculator
Compare finance repayments for a van used for deliveries, trade work or general business transport.
Boat Finance Calculator
Estimate finance repayments for a recreational or commercial boat purchase.
Caravan Finance Calculator
Calculate indicative repayments for caravan, camper trailer and touring vehicle finance.
Home loans
Home loans calculators
Home Loan Repayment Calculator
Estimate mortgage repayments across weekly, fortnightly and monthly payment frequencies.
Home Loan Offset Calculator
Estimate repayments and interest using a simplified offset balance against your mortgage principal.
Borrowing Power Calculator
Work backwards from a repayment amount to estimate a possible loan size.
Extra Repayment Calculator
See how adding an extra amount to each repayment can reduce total interest over the life of a loan.
Business finance
Business finance calculators
Personal finance
Personal finance calculators
About these calculators
Most finance enquiries start with the same question: what will the repayment be? FinCalc gives you a quick way to test the numbers before you speak with a broker, lender, accountant or adviser.
The calculators cover asset finance, home loans, business loans and personal lending. Use them to compare repayment size, total cost and the assumptions that change the result.