FinCalc — Finance Calculator

Estimated Monthly Repayment:

$0.00

Loan Summary:
  • Loan Amount: $0
  • Deposit: $0
  • Balloon Payment: $0
  • Total Interest Paid: $0
  • Total Repaid: $0
Loan Balance Over Time:
Repayment Breakdown:
About This Finance Calculator

This finance calculator helps you estimate your loan repayments for car loans and home mortgages. Whether you’re planning to buy your first car or take out a mortgage, this tool gives you a quick repayment breakdown, helping you plan ahead and compare finance options.

How to Use the Calculator

Simply enter the loan amount, deposit, interest rate, and loan term. For car loans, you can also enter a balloon payment — a lump sum due at the end of the loan term. For mortgages, you can choose your repayment frequency — weekly, fortnightly or monthly — to see how it affects your total interest and repayment amount.

Car Loan Finance

Car finance is commonly used when purchasing a new or used vehicle. With fixed loan terms and optional balloon payments, car loans offer flexibility to keep repayments low. This calculator allows you to estimate monthly repayments and compare how different loan structures affect your budget.

Popular Car Finance Options
Mortgage Repayment Estimates

Home loans are typically long-term commitments with repayment terms ranging from 20 to 30 years. With this mortgage calculator, you can estimate your repayment amount and see how making repayments weekly or fortnightly can help you save on interest over time.

Common Home Loan Types

This tool is ideal for comparing loan scenarios and planning repayments based on your income and financial goals. For personalised advice, always speak to a qualified finance broker or lending specialist.